Please reach us at austbanknotes@protonmail.com if you cannot find an answer to your question.
THE FMV INTEGRITY REPORT
December 2025 Edition
Fair Market Value (FMV) is the pricing discipline used across all Sanctuary activity.
It is grounded in real transactions, continuously refreshed, and applied identically to every listing.
FMV exists to protect collectors from catalogue drift, speculative pricing, and dealer oral tradition.
FMV is the live trading range for an item, derived from:
FMV is not based on opinion.
It is not forecast pricing.
It is not catalogue mythology.
FMV does not use:
Catalogues are reference tools only.
Markets move; catalogues don’t.
Each item is assessed using a controlled, repeatable process:
Result: a defensible band, not a guess.
The House Rule is simple:
Buy below FMV.
Sell at FMV (±15%).
Nothing is purchased above FMV.
Nothing is sold on hope.
Because FMV does three things better than any catalogue or dealer anecdote:
Collectors don’t come to us for “deals”.
They come for accuracy.
FMV is governed by:
There are no special prices.
No insider bands.
No silent markups.
FMV is not a marketing phrase.
It is a measurable pricing system.
Every item is priced to today’s market — not yesterday’s catalogue.
That’s how collecting stays honest.
The Sanctuary is based on TRUST — data verified, private, disciplined.
LAST UPDATED: 13th December 2025
Fair Market Value (FMV) is not a catalogue number.
It is not a guess.
And it is not what someone hopes an item might sell for in the future.
FMV is the real trading range of an item, today — based on what informed buyers are actually paying for the same material in the live market.
At The Sanctuary, FMV governs every decision we make.
Our FMV discipline is built on four live data sources:
Catalogue values are used as reference material only.
They are not pricing tools.
Markets move. Catalogues don’t.
When pricing disconnects from reality, collectors overpay.
FMV prevents that.
Why collectors trust FMV
Collectors don’t come to us for “deals.”
They come to us for accuracy.
FMV saves time.
FMV removes guesswork.
FMV protects capital.
Instead of:
You rely on one updated reference point instead:
Fair Market Value.
FMV is not:
FMV is:
It is a pricing discipline… not a marketing phrase.
Every item offered through The Sanctuary has one job:
To match today’s real market, not yesterday’s catalogue.
This protects buyers.
It builds confidence.
And it keeps collecting honest.
We are not trying to sell you something.
We are making it safe to buy correctly.
That is why collectors return.
That is why emails arrive daily.
And that is why Fair Market Value sits at the centre of everything we do.
LATEST UPDATE: 19th December 2025
Please reach us at austbanknotes@protonmail.com if you cannot find an answer to your question.
Fair Market Value (FMV) expresses what an informed collector should reasonably expect to pay or receive in a fair, open sale between private individuals — not a dealer’s buy-in or retail markup.
Dealers operate under a different model: they buy below FMV to cover overheads, margins, and risk.
FMV simply provides a transparent reference point that keeps the playing field honest.
If a dealer uses FMV as their “value,” it’s natural that they’ll still buy below it — but collectors now know how much below fair that offer really is.
FMV doesn’t replace the dealer; it reveals the market.
Fair Market Value (FMV) represents the collector-to-collector value — the level where two informed collectors can fairly negotiate a price between each other based on real market evidence.
It’s not a dealer’s buy-in or resale rate; it’s the transparent middle ground where knowledge, respect, and fairness meet.
FMV empowers collectors to deal confidently with each other — and to recognise true worth when they see it.
Every collector has asked it — “What’s my note really worth?”
Fair Market Value (FMV) was created to answer that question honestly.
It reflects what informed collectors are truly paying each other today, not what catalogues or dealers say they should.
FMV exists to bring clarity, fairness, and confidence back to the collecting community — one note at a time.
“Fair Market Value — because every collector deserves the truth.”
Fair Market Value (FMV) operates completely independently from all Australian auction houses and dealers.
No external party contributes data, influences valuations, or receives advance access to FMV figures.
Our information is drawn exclusively from verified, publicly available sales and collector-to-collector transactions.
This ensures that every valuation published under FMV reflects authentic, unbiased market activity, free from commercial pressure or manipulation.
Fair Market Value exists to serve collectors — not the marketplace that profits from them.
FMV is independently compiled and unaffiliated with any dealer or auction house.
LATEST UPDATE: 19th December 2025
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.